Effective Date: October 1, 2026
At Shreemat Artham Private Limited, we are committed to delivering trust, reliability, and continuous service to our clients. This Privacy Policy details how we collect, use, safeguard, and disclose personal data when you visit our website at https://shreemat.com or interact with our financial advisory and claim recovery services.
As a financial advisory firm specializing in mutual fund investments, insurance products, and claim settlement recovery, we handle sensitive information with the highest standards of integrity, client-centric values, and legal compliance.
Who we are
Our website address is: https://shreemat.com.
Shreemat Artham Private Limited operates as a registered financial advisory firm. We specialize in tailoring mutual fund portfolios, comparing multi-vendor life and non-life insurance options, and providing claim settlement support to actively recover wrongfully rejected insurance claims.
Information We Collect and Why We Collect It
Financial Inquiry and Advisory Forms
When you request a quote, schedule a consultation, or submit an insurance policy for a claim recovery audit, we collect the necessary personal and financial data you provide. This may include:
- Your name, contact numbers, and email address.
- Financial details, current investment holdings, or risk profiles.
- Existing insurance policies, insurer rejection letters, and health or asset documentation required for claim dispute analysis.
We process this data solely to provide customized financial blueprints, negotiate with insurers, or manage your active wealth portfolios.
Payment Processing Information
We offer paid services, portfolio management consulting, and specialized claim recovery processing. To facilitate automated electronic payments, our website integrates a third-party payment gateway from Razorpay.
When you make a payment on our website, Shreemat Artham Private Limited does not store or harvest your raw payment card credentials, net banking passwords, or UPI PINs. All financial transaction tracking is securely processed, encrypted, and governed by Razorpay’s Privacy Policy. Razorpay provides us strictly with transactional parameters such as your name, billing address, phone number, email ID, amount paid, and transaction status to authorize your services and fulfill our corporate accounting requirements.
Comments
When visitors leave comments on the site, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to assist in automated spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to verify if you are a user. The Gravatar service Privacy Policy is available at Automattic Privacy. Following the approval of your comment, your profile picture becomes visible to the public within the context of your comment.
Media
If you upload images or scanned policy documents to the website (such as during a claim recovery evaluation), you should avoid uploading files with embedded location data (EXIF GPS) included. Visitors to the website could theoretically download the media and extract location data. We highly recommend using our secure, encrypted client portal for submitting sensitive financial or medical records.
Cookies
If you leave a comment on our site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when leaving another comment. These cookies remain valid for one year.
If you visit our login page, we set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in to your portfolio dashboard, we establish several cookies to save your login information and your screen display preferences. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login persists for two weeks. If you log out of your account, the login cookies are immediately removed.
If you edit or publish an informational article or financial journal entry, an additional cookie is saved in your browser. This cookie includes no personal data, simply indicates the post ID of the article you edited, and expires after 24 hours.
Embedded content from other websites
Articles and tools on this site may include embedded content (e.g., mutual fund calculators, market tickers, videos, or external quote engines). Embedded content from third-party websites behaves in the exact same manner as if the visitor had navigated directly to the external provider’s site.
These websites may collect data about you, utilize cookies, embed additional third-party tracking, and monitor your interactions with that embedded content, including tracking your interactions if you possess an active account and are logged into that third-party website.
Who we share your data with
We do not sell, rent, or trade your personal or financial information to third-party marketers. To fulfill our core financial advisory functions, your data is shared under strict confidentiality agreements in the following contexts:
- Asset Management Companies (AMCs): To process and manage your explicit mutual fund investments.
- Insurance Providers: To obtain accurate multi-vendor quotes or to process policy applications at your direction.
- Payment Aggregators: We securely share necessary transaction metadata with Razorpay to process your invoices, refunds, or subscription bills.
- Regulatory & Legal Authorities: If required by law, financial regulators (such as SEBI or IRDAI), or during a formal appeal process to recover an unjustly rejected claim from an insurance company.
- Security Services: If you request a password reset, your current IP address will be included in the automated reset email.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This allows us to recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For clients that register on our website or open an advisory account, we store the personal and financial information they provide in their secure user profile. All users can view, edit, or delete their personal information at any time (except they cannot change their unique username). Website administrators can also view and edit that profile information.
Financial transaction records, signed advisory agreements, and insurance application data are retained for longer structural periods to comply with national financial record-keeping laws and anti-money laundering regulations.
What rights you have over your data
If you have a client account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any information you have directly provided to us.
You can also request that we erase any personal data we hold about you. This erasure does not include any data that we are legally, regulatory, or structurally obligated to retain for administrative, regulatory compliance, compliance auditing, or essential security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service. Secure financial documents and claim recovery files are processed through our protected local servers and compliant cloud infrastructure, ensuring your private financial data never leaves our authorized custody.
Data Protection Officer (DPO)
We have appointed a designated Data Protection Officer to monitor compliance with data protection laws, handle privacy-related inquiries, and address any client grievances regarding personal information management.
If you have any questions about this Privacy Policy, wish to exercise your data rights, or file a complaint regarding how your financial documents are handled, please contact our DPO directly:
- Attn: Data Protection Officer, Shreemat Artham Private Limited
- Address: 52/1, Dr. Abani Dutta Road, Howrah 711101, WB-IN
- Email: privacy.shreemat@gmail.com (Alternatively: shreemat.artham@gmail.com)
- Phone: +91 8981 833 063